NPA Reporting

Excluding Loans Above 365 DPD

Past Years Performance

Current year performanace

Non-Performing Assets (NPA %): Gross Non-Performing Amount / Gross Disbursement Amount x 100

Gross Disbursement Amount: Gross disbursement means total amount of loan disbursed for all types of loans during the period.

Gross Non-Performing Amount: Sum of principal outstanding amount for all loans having 90+DPD.

90+DPD: Loans having Days Past Due (DPD) above 90 days.

Type of Loans included:

  • Term Loan: Loans includes having tenure between a month to 36 months.
  • Daily / Weekly / Fortnightly: Loans includes having tenure less than a month.

Note: Above chart excludes loans above 365 DPD

Including Loans Above 365 DPD

Past Years Performance

Current year performanace

Non-Performing Assets (NPA %): Gross Non-Performing Amount / Gross Disbursement Amount x 100.

Gross Disbursement Amount: Gross disbursement means total amount of loan disbursed for all types of loans during the period.

Gross Non-Performing Amount: Sum of principal outstanding amount for all loans having 90+DPD.

90+DPD: Loans having Days Past Due (DPD) above 90 days.

Type of Loans included:

  • Term Loan: Loans includes having tenure between a month to 36 months
  • Daily / Weekly / Fortnightly: Loans includes having tenure less than a month.

Note: Above chart Includes loans above 365 DPD