faircent personal loans

NEED A PERSONAL LOAN?

Faircent has funded Personal loans at
interest rates as low as 14.1%

The Faircent Advantage

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LOWEST INTEREST RATES

No intermediary costs and margins leading to lowest rates

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NO BANK MEDIATION

Borrow directly from trusted lenders, without visiting a bank

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EMPOWER YOURSELF

Accept, Reject or Counter proposals to get the rate which suits you best.

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GET FUNDED FASTER

You can get funded within hours after your loan is listed.

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The Faircent Experience

“I was looking to borrow money for house renovation and I didn’t want to go through the hassles of unending paper work. A friend suggested Faircent.com. Initially I was a bit skeptic about paying the activation fees but once I got the account activated…WOW. I couldn’t believe how fast and smooth the entire process became. I got the money, the renovation is done and I chalked out a great deal with my respective lenders to keep everything easy on my pocket too.”

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NEERAJ KUMAR BORROWER

Faircent Personal Loan

All of us have faced sudden or urgent requirements for money which have come up at odd times and in order to satisfy these, we start looking for a quick personal loan. The requirement could be for a wedding expense, a medical emergency, renovation or refurbishment of your home or even to take a vacation. Even those struggling with debt on credit cards may wish to consolidate it under a single low cost personal loan.

At Faircent.com, we are committed to provide easy and fast access to online personal loans at the lowest interest rates. Faircent.com is India’s largest peer to peer (P2P) lending website where borrowers deal directly with registered lenders thereby removing intermediary costs and margins of banks and financial institutions.

At Faircent.com, the guiding philosophy is to make the borrowing process simple for anyone who needs a personal loan. Every borrower is identity-verified, credit-checked and risk-assessed on the basis of documents received from them. The automated underwriting engine determines the maximum loan amount, rate of interest and the loan tenure at which you can avail a personal loan. You can expect interest rates in ranges from 12% p.a. to 28% per annum and your choice of loan tenure in the middle of 6 months to 36 months. You can apply for a personal loan from ₹30 thousand to ₹7.5 lacs and for business purpose up to ₹10 lacs. So, for example, an individual borrowing for a debt consolidation a sum of Rs. 2 lacs for a tenure of 24 months at 18% per annum will have a monthly EMI of INR 9985/-.

In order to process, verify and list your personal loan request on our P2P lending platform for a one-time registration charge of Rs. 500/- is applicable. Sign up today to get listed on our platform and avail the lowest rates on personal loans.

Faircent is the pioneer in India’s peer to peer lending market.

It is enabling individual and institutional lenders to invest directly in this alternative asset class for higher returns and helping creditworthy borrowers to avail personal loan at lower costs.

 

Started in 2014, in less than 2 years more than...

  • 189,087 Lenders have joined us
  • 4,104,250Borrowers have joined us
  • 34,688 Lacs Committed to lend
  • 85,042 Lacs Loans funded so far

Faircent in the Media

Peer to peer lending facilitator Faircent.com is eyeing business
transactions worth Rs. 2,000 crore in three to four years on rising demand for loans in the country

 

-TIMES OF INDIA, 2016

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Let’s grow together!

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Disclaimer

Reserve Bank of India does not accept any responsibility for the correctness of any of the statements or representations made or opinions expressed by Fairassets Technologies India Pvt. Ltd, and does not provide any assurance for repayment of the loans lent on it. Fairassets Technologies India Pvt Ltd (Faircent.com) is having a valid certificate of registration dated May 16th, 2018 issued by the Reserve Bank of India under Section 45 IA of the Reserve Bank of India Act, 1934. However, the RBI does not accept any responsibility or guarantee about the present position as to the financial soundness of the company or for the correctness of any of the statements or representations made or the opinions expressed by the company and for repayment of deposits / discharge of liabilities by the company.

The information contained herein is only to enable the Lender to make a considered decision. Any decision taken by the Lender on the basis of this information is the sole responsibility of the Lender and Faircent is not liable. This information does not include any sensitive personal data or information of the Borrower. Faircent only facilitates a virtual meeting place between the Borrowers and the Lenders on its online platform. The decision to lend is entirely at the discretion of the Lender and Faircent does not guarantee that the Borrowers will receive any loans from the Lenders. Faircent merely aids and assist the Lenders and the Borrowers listed on its website to make and receive loans and charges a service fee from the Lenders and the Borrowers for such assistance. Faircent is only an ‘Intermediary’ under the provisions of the Information Technology Act, 1999. Liquidity is offered on a best effort basis and Faircent shall not be liable or responsible for any delay in or non-availability of Liquidity.

Our attention has recently been drawn to the fraudulent activities of persons who misrepresent to third parties that they are employees or authorized representatives of Faircent.com in order to cheat them. Please be aware that the only legitimate domain for Faircent.com is www.faircent.in. We urge you to please verify that any borrowing/lending opportunities are legitimate by checking with us at the below mentioned contact details. If you are in doubt about any email, phone call, communication, etc, please do not respond by revealing personal information about yourself or your company and strictly refrain from forwarding any money to third parties prior to verification with Faircent.com . To verify borrowing/lending opportunities or to report any suspicious behavior, please contact us at [email protected] or 0120-4659902 between 9:30 am to 6:00 pm IST from Monday to Saturday.

We are happy to observe that there are people who have complimented Faircent by posting videos on YouTube and commented on social media platforms. We wish to notify everyone that the views expressed by these people on YouTube videos and other social media platforms are their own and they have expressed these views of their own free will without any request by Faircent, or at the behest of Faircent in any manner. Faircent therefore request you not to rely solely on their views and comments, but to use your own judgement and knowledge about investing on P2P platforms, including Faircent.

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