Late last month a significant piece of legislation was passed in the US. The Jumpstart Our Business Startups (JOBS) Act, which was signed into law by President Barack Obama in 2012, finally introduced a rule that now allows anyone and everyone to invest in startups.
Citizens in the US (known as non-accredited investors) are now allowed to participate in equity crowdfunding and investment in startups and small businesses. The new rules state that startups now have the option to raise either $ 20 million or $ 50 million through two alternate ways.
The Union Budget for 2015 is less than a fortnight away and this year the government needs to fix vital components of the economy and ensure startups are provided the right atmosphere to grow and flourish. According to me, the budget should address the following five issues on a priority to ensure the country meets its growth targets
For millions of small businesses in India, hunting for credit has always been a challenge. They represent the 'missing middle' - un-catered to by financial lenders that would rather
In his speech earlier this year Reserve Bank of India Deputy Governor SS Mundra had some very interesting observations. Mundra in his speech said bankers would
ನಿಮಗೆ ಕಡಿಮೆ ಬಡ್ಡಿ ದರದಲ್ಲಿ ಸಾಲ ಮತ್ತು ನಿಮ್ಮ ಉಳಿತಾಯದ ದುಡ್ಡಿಗೆ ಹೆಚ್ಚಿನ ಬಡ್ಡಿ ದರ ಬೇಕೆಂದು ಎನ್ನಿಸುವುದಿಲ್ಲವೇ? ಹಾಗಿದ್ದರೆ ಬ್ಯಾಂಕ್ಗಳಿಗೆ ಹೋಲಿಸಿದರೆ ಅಗ್ಗದ ಬಡ್ಡಿಗೆ ಸಾಲ ಕೊಡುವವರನ್ನು ಮತ್ತು ನಿಮ್ಮ ಉಳಿತಾಯಕ್ಕೆ ನಿಶ್ಚಿತ ಠೇವಣಿಗಿಂತ ಹೆಚ್ಚು ಬಡ್ಡಿ
Alternative source of funding is the new buzz word in the financial sector. Very simply it is innovation centered around various financial instruments that looks to
अगर आपको किसी काम के लिए लोन की जरूरत है, तो आप की कोशिश होगी कि लोन कम ब्याज पर और जल्दी मिले। इन्वेस्टमेंट करना चाहते हैं, तो चाहत होगी कि अच्छा ब्याज मिले और रिस्क कम हो। इन दोनों के
रजत गांधी का एक सहकर्मी रॉयल इनफील्ड खरीदना चाहता था। लेकिन वह बहुत ज्यादा इंटरेस्ट रेट नहीं देना चाहता था। तो उसने फेसबुक पोस्ट डाल दी और दोस्तों रिश्तेदारों से कहा कि मदद करें। यह बात फेयरसेंट के सीईओ और को-फाउंडर रजत गांधी के मन में बैठ गई।-
Barely six months into their operation, peer-to-peer lending website Faircent.com has gained significant traction in an altogether unconventional financial
