If you grew up in a typical middle-class Indian home, then the notion of taking credit or a loan of any kind would have been severely frowned upon. It would be much later in life when you are looking for a loan to buy your dream house do you realise how this mindset could be more of a hindrance than a good thing.
It was to change this mindset and educate people about having a healthy credit score that Ranjit Punja, R. Sudarshan and Gowri Mukherjee set up CreditMantri. When they set up the information platform, the team realised that close to 75 percent of the loan-eligible persons in India have no credit history.
To read more click here http://yourstory.com/2016/04/creditmantri/